CleverCompare helps UK homeowners and borrowers compare secured loans, mortgages, bridging finance, equity release and protection cover from a panel of specialist UK lenders — with clear costs, no jargon, and no pressure.
Borrow £1,000–£2,000,000. Secured or unsecured options based on your situation. Soft-search eligibility check — no credit file footprint at this stage.
Check your eligibility →Search across 70+ lenders for your best rate. First-time buyer, remortgage or investment — we'll find the right deal for your circumstances.
Get a mortgage quote →Representative rates shown. Your rate may differ based on circumstances and credit profile. CleverCompare is an introducer appointed representative of Charles Frank Finance. 18+. Subject to status.
Specialist short-term finance, later-life lending and family protection — all introduced through our regulated partner network.
Short-term funding to bridge a gap — between properties, at auction, or during a chain. Fast decisions, specialist lenders.
Access the value tied up in your home in retirement — with no monthly repayments. Lifetime mortgages and drawdown plans.
A monthly benefit paid if you can't work through illness or injury. Replace your income and protect your lifestyle.
Peace of mind for the people who matter most. Level, decreasing or whole-of-life cover — with a fast, friendly application.
A clear, guided process — so you always know what happens next.
Answer a few quick questions about your situation. It only takes a few minutes.
Our specialists compare products across our lender panel to find the most suitable options for you.
We'll walk you through the options and support you all the way to completion.
Designed for borrowers whose situations don't fit a one-size-fits-all comparison table.
We compare across 50+ specialist UK lenders — not a fixed shortlist — so we can find a match for straightforward and complex cases alike.
Initial eligibility checks use soft searches that don't leave a footprint on your credit file. A hard search only happens when you formally apply.
Self-employed, recent credit issues, non-standard property or unusual income? We work with lenders who price these cases properly.
Our comparison service is free to use. Any lender or broker fees are disclosed up front, so the total cost of finance is clear before you commit.
We compare across 50+ UK lenders covering prime, near-prime and adverse credit cases. That includes specialist banks for self-employed borrowers, second-charge mortgage lenders, bridging providers and protection insurers.
Start with an eligibility check — it won't affect your credit score.
Everything you might want to know before you start an enquiry.
CleverCompare brings six specialist financial products into one place: secured loans, mortgages (purchase, remortgage and buy to let), bridging finance, equity release, income protection and life assurance. You start with a short eligibility check for the product you're interested in, and we match you to suitable lenders from our panel.
Our initial eligibility checks are typically soft searches that leave no footprint on your credit file — visible only to you. A full credit search will only be run when you formally apply, and we'll always make that clear before it happens.
No. CleverCompare is an introducer — we do not lend money ourselves and we do not make lending decisions. We introduce you to lenders and advisers through our network, including Charles Frank Finance, who handle the underwriting and any regulated advice.
Our comparison service is free to use. If you proceed with a product we introduce you to, there may be lender, broker or valuation fees — these will always be clearly disclosed before you commit so you can see the total cost of finance.
We're paid an introducer fee by the lender or broker if your application completes. Our fee does not change the rate you're offered — lender pricing is set by the lender's own criteria and your circumstances.
Often, yes. Our lender panel includes specialists who price for adverse credit — including defaults, CCJs, missed payments and historic IVAs. Outcomes depend on the product, the security and the recency of any issues. We'll be straight with you about what's realistic before you apply.
We compare across 50+ UK lenders, including names like Together, Pepper Money, Norton Finance and other specialist banks and building societies. The right lender for you depends on the product, your loan size, your credit profile and the security involved.
Most eligibility checks take under 5 minutes. Bridging decisions in principle can come back in 24–48 hours. Mortgages and secured loans vary by lender and complexity — your adviser will give you a realistic timeline at the start.
Yes. Your information is only shared with lenders and advisers relevant to your enquiry, and only with your consent. We follow UK GDPR and the Data Protection Act 2018. You can read our privacy policy for the full detail.
Charles Frank Finance Limited is the FCA authorised and regulated firm we introduce customers to for regulated advice. CleverCompare is an introducer appointed representative of Charles Frank Finance — we introduce, they advise and arrange.
Important: Information on this page is for guidance only and does not constitute financial advice. Credit and insurance products are subject to status, eligibility and affordability. Your home may be repossessed if you do not keep up repayments on a loan or mortgage secured on it. CleverCompare is an introducer appointed representative of Charles Frank Finance, which is authorised and regulated by the Financial Conduct Authority. Terms apply.